Welcome to the Home Loan Specialists Texas Mortgage Rates page. Complete an online application today!

Current posted rates are in effect as of 07/26/2010 11:33:03 AM Central Time.
Rates are subject to change without notice.

30-Year Conventional Fixed Purchase/Refinance
RatePointsAPRLock Days
4.250%1.000%4.441%30
The APR is calculated using a loan amount of $175,000 and these typical fees.


15-Year Conventional Fixed Purchase/Refinance
RatePointsAPRLock Days
3.750%1.000%4.082%30
The APR is calculated using a loan amount of $175,000 and these typical fees.


30-Year Fixed TX Cash-Out Refinance
RatePointsAPRLock Days
4.500%1.000%4.692%30
The APR is calculated using a loan amount of $175,000 and these typical fees.


30-Year Fixed Rate FHA
RatePointsAPRLock Days
4.250%1.000%4.427%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


30-Year Fixed Rate VA
RatePointsAPRLock Days
4.500%1.000%4.618%30
The APR is calculated using a loan amount of $175,000 and these typical fees.


30-Year Fixed Rate Jumbo
RatePointsAPRLock Days
5.250%1.000%5.392%30
The APR is calculated using a loan amount of $475,000 and these typical fees.


15-Year Fixed Rate Jumbo
RatePointsAPRLock Days
4.625%1.000%4.849%30
The APR is calculated using a loan amount of $475,000 and these typical fees.


10/1 Conventional ARM
RatePointsAPRLock Days
3.750%1.000%5.187%30
The APR is calculated using a loan amount of $200,000 and these typical fees.


3/1 Conventional ARM
RatePointsAPRLock Days
3.250%1.000%3.529%30
The APR is calculated using a loan amount of $175,000 and these typical fees.


5/1 Jumbo ARM
RatePointsAPRLock Days
4.000%1.000%3.483%30
The APR is calculated using a loan amount of $450,000 and these typical fees.
Rates are based on $175,000 loan on primary, single family residence in the State of Texas. Jumbo rates based on $450,000 loan. All rates assume 20% down payment, 800 FICO score, and escrow for taxes and insurance unless otherwise noted. Points include discount and origination fees. Please contact us for a Good Faith Estimate.

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